:root{
  --ink:#1b1f24; --muted:#5b6670; --line:#dde3e8; --bg:#ffffff;
  --panel:#f3f6f8; --panel2:#eaeff3; --steel:#13385f; --steel2:#1d5a97;
  --accent:#b1540f; --ok:#1f7a4d; --maxw:1120px;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{
  margin:0; color:var(--ink); background:var(--bg);
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  line-height:1.6; font-size:17px;
}
a{color:var(--steel2); text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%; height:auto}
.wrap{max-width:var(--maxw); margin:0 auto; padding:0 20px}
h1,h2,h3{line-height:1.2; color:var(--ink); margin:0 0 .5em}
h1{font-size:2.1rem; letter-spacing:-.01em}
h2{font-size:1.55rem; margin-top:0}
h3{font-size:1.1rem}
p{margin:0 0 1em}
.small{font-size:.9rem; color:var(--muted)}

/* top contact bar */
.topbar{background:var(--steel); color:#dbe6f0; font-size:.86rem}
.topbar .wrap{display:flex; flex-wrap:wrap; gap:6px 22px; align-items:center; padding:7px 20px}
.topbar a{color:#eaf2fa}
.topbar .sep{opacity:.5}
.topbar .iso{margin-left:auto; color:#aec7de; letter-spacing:.02em}

/* header + nav */
.masthead{border-bottom:1px solid var(--line); background:#fff; position:sticky; top:0; z-index:5}
.masthead .wrap{display:flex; flex-wrap:wrap; align-items:center; gap:12px 28px; padding:14px 20px}
.brand{font-weight:800; font-size:1.35rem; letter-spacing:.06em; color:var(--ink)}
.brand span{color:var(--steel2)}
.brand small{display:block; font-size:.62rem; font-weight:600; letter-spacing:.18em; color:var(--muted); margin-top:2px}
nav.main{margin-left:auto; display:flex; flex-wrap:wrap; gap:4px 18px}
nav.main a{color:var(--ink); font-weight:600; font-size:.95rem; padding:4px 2px; border-bottom:2px solid transparent}
nav.main a:hover{border-bottom-color:var(--accent); text-decoration:none}
.btn{display:inline-block; background:var(--accent); color:#fff; font-weight:700; padding:11px 20px; border-radius:4px; border:0}
.btn:hover{background:#9a470c; text-decoration:none; color:#fff}
.btn.alt{background:var(--steel2)} .btn.alt:hover{background:var(--steel)}

/* hero */
.hero{background:linear-gradient(180deg,#f6f9fb,#eef3f7); border-bottom:1px solid var(--line)}
.hero .wrap{padding:52px 20px}
.hero h1{max-width:18ch}
.hero p.lead{font-size:1.15rem; color:#39434d; max-width:62ch}
.hero .cta{margin-top:18px; display:flex; gap:12px; flex-wrap:wrap}

/* sections */
section{padding:46px 0; border-bottom:1px solid var(--line)}
section.alt{background:var(--panel)}
.eyebrow{text-transform:uppercase; letter-spacing:.14em; font-size:.75rem; font-weight:700; color:var(--accent); margin-bottom:6px}

/* stat strip */
.stats{display:grid; grid-template-columns:repeat(5,1fr); gap:1px; background:var(--line); border:1px solid var(--line)}
.stats div{background:#fff; padding:20px 14px; text-align:center}
.stats b{display:block; font-size:1.7rem; color:var(--steel); line-height:1.1}
.stats span{font-size:.8rem; color:var(--muted); text-transform:uppercase; letter-spacing:.06em}

/* generic grids */
.grid{display:grid; gap:18px}
.g3{grid-template-columns:repeat(3,1fr)}
.g2{grid-template-columns:repeat(2,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff; border:1px solid var(--line); border-radius:6px; padding:20px}
.card .ic{width:40px; height:40px; border-radius:6px; background:var(--panel2); color:var(--steel); font-weight:800; display:flex; align-items:center; justify-content:center; font-size:1.1rem; margin-bottom:10px}
.pill{display:inline-block; background:var(--panel2); color:var(--steel); border-radius:20px; padding:6px 14px; margin:4px 6px 0 0; font-size:.9rem; font-weight:600}

/* definition facts */
.facts{display:grid; grid-template-columns:1fr 1fr; gap:0; border:1px solid var(--line); border-radius:6px; overflow:hidden; max-width:680px}
.facts div{padding:12px 16px; border-bottom:1px solid var(--line)}
.facts dt{font-size:.78rem; text-transform:uppercase; letter-spacing:.06em; color:var(--muted)}
.facts dd{margin:2px 0 0; font-weight:600}

/* table */
table{width:100%; border-collapse:collapse; background:#fff; border:1px solid var(--line); border-radius:6px; overflow:hidden}
th,td{text-align:left; padding:11px 14px; border-bottom:1px solid var(--line); font-size:.95rem}
th{background:var(--panel); font-size:.78rem; text-transform:uppercase; letter-spacing:.06em; color:var(--muted)}
tr:last-child td{border-bottom:0}

/* list */
ul.check{list-style:none; padding:0; margin:0}
ul.check li{padding:7px 0 7px 26px; position:relative; border-bottom:1px solid var(--line)}
ul.check li:before{content:"\2713"; color:var(--ok); font-weight:800; position:absolute; left:0}
ul.check li:last-child{border-bottom:0}

/* news */
.posts{display:grid; grid-template-columns:repeat(3,1fr); gap:18px}
.post{background:#fff; border:1px solid var(--line); border-radius:6px; padding:18px}
.post .date{font-size:.8rem; color:var(--muted)}
.post h3{margin:6px 0 8px}
article.body{max-width:70ch}
article.body .date{color:var(--muted); font-size:.9rem; margin-bottom:10px}

/* contact */
.contact-grid{display:grid; grid-template-columns:1.2fr 1fr; gap:28px; align-items:start}
.contact-box{background:#fff; border:1px solid var(--line); border-radius:6px; padding:22px}
.contact-box .row{padding:8px 0; border-bottom:1px solid var(--line)}
.contact-box .row:last-child{border-bottom:0}
.contact-box .k{font-size:.78rem; text-transform:uppercase; letter-spacing:.06em; color:var(--muted)}

/* footer */
footer.site{background:var(--steel); color:#cdddea; padding:34px 0; border:0}
footer.site a{color:#eaf2fa}
footer.site .cols{display:grid; grid-template-columns:2fr 1fr 1fr; gap:24px}
footer.site .legal{border-top:1px solid #2a567f; margin-top:22px; padding-top:16px; font-size:.82rem; color:#9fbdd6}

.breadcrumb{font-size:.85rem; color:var(--muted); padding:14px 0}
.page-head{background:var(--panel); border-bottom:1px solid var(--line); padding:34px 0}

@media(max-width:860px){
  .stats{grid-template-columns:repeat(2,1fr)}
  .g3,.g4,.posts,.contact-grid,footer.site .cols{grid-template-columns:1fr}
  .g2,.facts{grid-template-columns:1fr}
  nav.main{width:100%; margin-left:0; border-top:1px solid var(--line); padding-top:10px}
  .hero .wrap{padding:38px 20px}
}